Intelligent financial security for your future begins with the most intelligent product.

Swiss Invest is a unit-linked life insurance policy that ideally combines protection for those nearest and dearest to you with long-term capital accumulation, With Swiss Invest, you can be sure you've done the best to secure your future.

Pension and investment plan in one

You can choose whichever type of financing that suits you best. Either opt for a one-time deposit, or single premium, and let this capital grow in line with the performance of the fund markets or build up your assets steadily with regular annual premiums.

Best-in-class professional management for your investments

Your funds or fund portfolio will be managed by leading financial institutions and banks using a risk diversification strategy. With Swiss Invest, you benefit from excellent opportunities to minimise your investment risk via broad diversification and long term investment.

Death benefits

If you die, the sum at risk will be paid to you in addition to the current value of your savings capital. For policies with periodic premium payments this amounts to 1% of the agreed premium sum in the fIrst year and decreases each year by 1% of the annu?al premium. For single premium insurances, the risk premium amounts to 1% of the current value of your savings capital. You have the freedom to increase the level of risk coverage to suit your personal requirements.

Liquidity

Swiss Invest allows you to access your assets at any time. The costs for early withdrawal depend on the time and the amount you require. With a single premium policy, for instance, you can withdraw 10% of your savings capital each year free of charge. Please refer to the General Conditions of Insurance for the exact terms.

Tax exemption

Another attractive advantage your Swiss Invest policy offers you is the exemption from Swiss income and withholding tax on your investments if you are not tax domiciled in Switzerland.

Swiss Invest is an asset your family cannot he deprived of if you go bankrupt. If your spouse or children are named as beneficiaries, your Swiss Invest benefits will not he considered part of your estate in bankruptcy If bankruptcy proceedings are instituted against you or if a loss certificate is issued, the policyholder status is transferred to the beneficiaries.

A long-term investment horizon substantially minimises your investment risk, particularly during a bumpy ride in the markets. considerable losses on short-term investments attractive returns on long-term investments	A unit-linked investment reduces investment risk by diversifying in a number of different stocks. risk in proportion to the number of investments held